Sapphire Preferred carries one credit: a $100 hotel credit on your card anniversary, doubled from $50 in 2026. Against the card's $95 fee, that single credit is close to a wash on its own, before counting the card's travel and dining earn rates.
Each credit's per-occurrence amount, multiplied by how often it resets in a year.
| Credit | Amount | Cadence | Resets by | Category | Notes |
|---|---|---|---|---|---|
| Hotel credit | $100 | Once a year | Card anniversary | hotel | doubled from $50 in 2026 |
Non-dollar perks that come with the card, not counted in the math above.
Perq Wallet keeps every credit on this card current and tells you before any of it resets. Or run the numbers for your own wallet.