Perq Wallet
Your cards owe you.
Every card perk, used before it resets.
Your cards owe you money. Perq Wallet collects.
See your household's credits, points, certificates, transfer bonuses, and gift cards on a live list sorted by what resets first.
The whole wallet
Nine views of everything you hold.
01Redeem
Mark any open credit used in one tap, starting with the next to reset.
02Wallet
Six cards, 34 benefits, and $7,087 in annual credit value.
03Deals
Transfer bonuses and offers matched to your cards, with exact days left.
04Certificates
Free nights and companion passes, each with a countdown.
05Points
Value six loyalty programs at your own cents per point.
06Gift cards
See which gift cards and store credit to spend first.
07Household
Three people, 11 cards, poolable points, and individual Chase 5/24 counts.
08Renewal check
A verdict 45 days before each annual fee.
09Connect AI
Ask Claude, ChatGPT, or Caleyna what expires next.
Redeem · how it works
Use the credits that reset next.
See $3,599 in open credits grouped by this week, this month, and this quarter, with a running total at risk within 30 days.
- 01Start at the top
- 02Tap once to mark it used
- 03Tap the amount to log part
Add your cards
Name your card to load every credit.
Pick Platinum, Sapphire Reserve, Venture X, or another card in the library, or upload a screenshot of your card list. Each credit's amount, schedule, and reset date loads by calendar or card anniversary.
Tap a card and watch the credits add up.
Add your cards
When you check in
Free nights with a clock on each one.
Your 85K and 35K free nights and Delta companion certificate count down beside your elite progress and the status matches you qualify for.
Everyone gets the alert 3 certificates
Deals
Catch the +200% while it is open.
See live transfer bonuses with exact dates, transfer routes likely to return based on history, and promotions matched to your cards.
Alert 7 days before a bonus ends.
Alert me when a bonus lands, or 7 or 2 days before it ends.
Household
The whole family on one deadline list.
Each person keeps their own cards, points, and Chase 5/24 count. Points pool where programs allow, and an invite link gives everyone their own login.
people in the household
cards tracked
certificates under 60 days
Points
Value your points at your own rate.
Six loyalty programs across your household total $13,696, based on the cents per point you set for each currency.
Change a valuation and watch the total move.
When you dine out
Forward the email. Perq marks the credit used.
Forward an American Express email confirming a $20.00 Resy statement credit, or a Bilt receipt, to log the amount, benefit, and card. Or connect Gmail to catch those emails automatically.
Scoreboard
See what each card paid you back.
Each credit you mark used adds to your lifetime total. At renewal, Perq compares what you redeemed this fee year with the annual fee and gives a verdict.
Renewal check
Redeemed all-time
$5,657
redeemed across 168 credits since 2024, the sum of the three years below.
Ask your wallet
Ask when perks expire or log what you used.
Add Perq to Claude or ChatGPT as a custom connector using the Model Context Protocol (MCP), or ask Caleyna inside the app. She checks with you before changing anything.
Connect AI MCPReveal
Let Claude or ChatGPT read and update this wallet. Add Perq as a custom connector, then paste your access token as the Bearer credential.
Caleyna
Questions
Questions about Perq.
How does Perq know my cards' perks?
Add a card by name or from a screenshot. Perq loads each credit's amount, schedule, and reset date.
How do credits get marked used?
Tap once, log part of the amount, forward an American Express or Bilt email, connect Gmail, or use the browser extension.
How does a household share Perq?
Each person has their own cards, points, certificates, Chase 5/24 count, and login.
Can I ask an AI assistant about my wallet?
Yes. Ask through Claude, ChatGPT, or Caleyna, who checks with you before changing anything.
Which cards are covered?
Add cards by name from the Perq library, including American Express, Chase, Capital One, Citi, Wells Fargo, and Bilt, plus hotel and airline cobrands. Add a custom credit to any card.
What does it cost?
Free is $0. Premium is $59 a year or $6 a month. Pro is $119 a year or $399 once.
Pricing
Start free and use every credit.
Open the app for $0, or join the list for Premium and Pro.
Free
Keep your cards and credits together.
- Cards added by name or screenshot
- Redeem with partial logging and Undo
- Points, status, and certificates
- Gift cards and store credit
- Connect AI
Premium
Find every deal that fits your cards.
- Everything in Free, plus
- Deals for your cards
- Browser extension with posted-credit auto-fill
- Alerts on your timing
- Renewal verdicts
Pro
Track your household's wallet.
- Everything in Premium, plus
- Individual household logins
- Per-person Chase 5/24 counts
- Poolable points
- One certificate deadline list
How Perq compares
Compare what wallets track.
| Capability | Perq | CardPointers | MaxRewards | Kudos | AwardWallet | Travel Freely | UseYourCredits |
|---|---|---|---|---|---|---|---|
| Dollar-level credit tracking | Yes | paid | paid | partial | partial | No | Yes |
| Points + loyalty balances | Yes | No | partial | No | Yes | No | No |
| Elite status + certificates | Yes | No | No | No | paid | No | No |
| Transfer-bonus tracking | Yes | No | No | No | partial | No | No |
| Gift cards in the same ledger | Yes | No | No | No | No | No | No |
| Household / player 2 first-class | Yes | No | No | No | partial | 2 users | No |
| AI / agent access (MCP) | Yes | Yes | No | in-app | No | No | No |
| Set up cards from a screenshot | Yes | No | No | No | No | No | No |
Competitor facts were sourced in July 2026 from vendor sites, help docs, and published reviews. You can check those sources and send corrections to hello@perqwallet.com.
Use every card perk.
Add your first card and see what is ready to redeem.