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Strata Premier

Annual fee $95 · 3x travel, dining, gas, groceries

Strata Premier's one credit is a $100 hotel credit for a stay of $500 or more through Citi Travel, arriving each calendar year. Against the card's $95 fee, that credit alone is close to break-even if you book one qualifying stay.

Fee break-even: 95.0%. Use about 95% of this card's valued credits over the year and the $95 fee is covered.

The math

Each credit's per-occurrence amount, multiplied by how often it resets in a year.

Citi Travel hotel crediton a $500+ stay
$100 × 1/yr
$100/yr
Total annualized credits$100/yr

Full credits table

CreditAmountCadenceResets byCategoryNotes
Citi Travel hotel credit $100 Once a year Calendar year hotel on a $500+ stay

Standing perks

Non-dollar perks that come with the card, not counted in the math above.

Track this card automatically.

Perq Wallet keeps every credit on this card current and tells you before any of it resets. Or run the numbers for your own wallet.

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