Aspire's two dollar credits, an airline fee credit and a twice-a-year Hilton resort credit, add up to $400 a year against a $550 fee, so they do not fully cover the fee on their own. The card also carries an annual free-night reward with no listed dollar value here, which is where most Aspire holders make up the difference.
Each credit's per-occurrence amount, multiplied by how often it resets in a year.
| Credit | Amount | Cadence | Resets by | Category | Notes |
|---|---|---|---|---|---|
| Airline fee credit | $50 | Quarterly | Calendar year | airline | None |
| Hilton resort credit | $100 | Twice a year | Calendar year | hotel | None |
| Free night reward | Varies | Once a year | Card anniversary | hotel | None |
Non-dollar perks that come with the card, not counted in the math above.
Perq Wallet keeps every credit on this card current and tells you before any of it resets. Or run the numbers for your own wallet.